Commercial Auto Insurance

Comprehensive coverage for your business vehicles. Whether you have one truck or an entire fleet, we'll find the right protection at the right price.

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What Commercial Auto Insurance Covers

Liability Coverage

Covers bodily injury and property damage you cause to others while operating your business vehicle. Required in all states and essential for protecting your business assets.

Collision Coverage

Pays for damage to your vehicle from collisions with other vehicles or objects, regardless of who is at fault. Protects your investment in your business vehicles.

Comprehensive Coverage

Covers damage to your vehicle from non-collision events like theft, vandalism, fire, weather, or hitting an animal. Essential for protecting against unexpected losses.

Uninsured Motorist

Protects you if you're hit by a driver with no insurance or insufficient coverage. Covers medical bills, lost wages, and vehicle damage when the at-fault party can't pay.

Frequently Asked Questions

What is commercial auto insurance?

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Commercial auto insurance covers vehicles used for business purposes. It provides liability coverage, collision coverage, comprehensive coverage, and more for trucks, vans, cars, and other vehicles used in your business operations.

When do I need commercial auto insurance instead of personal?

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You need commercial auto insurance if you use your vehicle primarily for business, transport goods or equipment, have employees who drive company vehicles, or use your vehicle for commercial services like delivery, construction, or transportation.

What does commercial auto insurance cover?

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Commercial auto insurance typically covers liability for injuries and property damage you cause to others, collision damage to your vehicle, comprehensive coverage for theft and vandalism, medical payments, and uninsured/underinsured motorist coverage.

How much commercial auto insurance do I need?

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Most businesses carry $1 million in liability coverage. However, requirements vary by state and industry. Some contracts require higher limits. We'll help you determine the right coverage based on your vehicles, drivers, and business needs.

Can I add drivers to my commercial auto policy?

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Yes, you can add multiple drivers to your commercial auto policy. We'll need their names, dates of birth, driver's license numbers, and driving history. Each driver must meet underwriting guidelines.

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