Frequently Asked Questions

Business Insurance FAQ

Answers to common questions about protecting your business with Orr Insurance.

What types of business insurance do you offer?

We offer general liability, excess liability, commercial auto, workers’ compensation, surety bonds, and tools & equipment coverage. We can also help with additional coverages like cyber, professional liability, and builder’s risk.

Which states can you write coverage in?

We are licensed in all 50 states and work with businesses that operate in a single state or across multiple states.

How long does it take to get a quote?

Most quote requests receive a response within 24 hours once we have the necessary information about your business, operations, payroll, and vehicles (if applicable).

Can you help with same-day certificates of insurance?

Yes. In many cases we can provide same-day certificates of insurance once your policy is active, so you can keep jobs moving and meet contract requirements.

Do you work with contractors and construction businesses?

Yes. A large portion of our clients are contractors and construction-related businesses, but we also serve a wide range of other industries and small businesses.

What information do I need to provide for a quote?

Typical information includes your legal business name, contact information, a description of operations, annual revenue and payroll estimates, locations and states where you work, and (for commercial auto) details about your vehicles and drivers.

Still have questions or ready to get a quote?